Accidents Involving Uninsured Motorists in Rhode Island
At the law office of Raymond A. Pacia, we provide exceptional legal representation to motor vehicle accident victims in Pawtucket, Providence and throughout Rhode Island, including claims involving uninsured motorists. We know how to deal with insurance companies and win compensation for our clients, even in tough cases.
Pawtucket Injury Lawyer Explains Uninsured Motorist Insurance Coverage
Generally, in the event of an auto accident, if you suffered an injury and/or property damage as the result of another driver's negligence, recklessness or wrongdoing, you can file a claim against that driver's auto liability policy. In Rhode Island, the minimum levels of automobile insurance coverage are:
- $25,000 in bodily injury liability for one person
- $50,000 in bodily injury liability for multiple persons
- $25,000 for property damage
This becomes more complicated if the driver does not have liability insurance or has too little to compensate you for all of your losses. Fortunately, however, car insurance companies are required to provide coverage should bodily injury and/or property damage be caused by an accident with an uninsured motorist, and Rhode Island drivers are required to purchase this protection. Without uninsured motorist insurance (UM coverage), you would be personally responsible for your own medical costs and other expenses.
Helping Clients Deal with Insurance Companies after an Accident
Even with UM coverage, receiving fair compensation after an accident with an uninsured driver can be difficult. Your insurance company basically steps into the shoes of the at-fault driver, and like an at-fault driver's insurance company, will resist paying the full value of your claim. We can help in the following situations:
- Hit and run accidents
- Insurance bad faith
- Breach of insurance contract claims
- Interpretation of insurance policies to determine what coverage applies
- Mediation, arbitration and litigation with insurance companies
Attorney Ray Pacia has more than three decades of experience battling insurance companies on behalf of personal injury victims. The knowledge he has gained over years of practice enables our office to handle UM claims efficiently and effectively, and ultimately obtain the compensation our clients need and deserve after an accident.
Contact an Experienced Rhode Island Injury Lawyer
If you live in Pawtucket, Providence or elsewhere in Rhode Island, and you have been in an accident with an uninsured driver, please contact the law office of Ray Pacia to schedule a free initial consultation and interview. We handle personal injury claims on a contingency fee basis, which means you pay no legal fees until you recover compensation. If you are unable to come to us, we will meet with you at your home, hospital room or another place of convenience.